Health, Life and Disability Insurance in Colorado and California

Insurance decisions made with compassion—not pressure.


As a trusted insurance agency, GRC Insurance Agency helps individuals, families, and businesses across the Colorado and California Front Range and the San Francisco Bay Area make informed, financially sound insurance decisions.


Call (925) 483-6774 in the Bay Area or (303) 418-4414 in Colorado to speak with a licensed Colorado and California insurance agent, or request a consultation now.

Offices in Aurora, CO and Lafayette, CA

Smart Insurance Planning for Real Life

We don’t sell. We calculate. Our clients work with us because we turn complicated coverage options into straightforward financial decisions—grounded in numbers, not guesswork. Explore our services below to find what fits your needs:

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Health Insurance for Individuals & Families

We help Colorado and California residents compare ACA Marketplace and private plans—from medical to dental and vision coverage. Whether you're self-employed, between jobs, or buying coverage for your family, we guide you through the process step-by-step.

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Employee Benefits & Group Insurance

Small business? Startup? We help Colorado and California employers build cost-efficient group benefit packages that include health, dental, and vision insurance. Our actuarial background allows us to optimize plan value—not overspend.

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Life Insurance

We offer term and permanent life insurance to help you protect what matters—whether you’re a new parent, homeowner, or business owner preparing for succession. We focus on coverage that makes financial sense.

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Disability Insurance

Protect your income in the event of illness or injury with short-term or long-term disability plans. We work with self-employed professionals and employees alike to ensure income isn’t left vulnerable.

Why People Choose GRC Insurance Agency

We bring numbers, not noise.

With a background in mathematics and actuarial modeling, our founder approaches every insurance conversation as a financial strategy—not a sales pitch.

We’re local, and we listen.

We live and work in Aurora and serve clients throughout the Denver Metro, Colorado and California Front Range—including Centennial, Parker, Littleton, and Boulder. You won’t find gimmicks here—just straightforward answers.

Family-owned, not franchise-based.

GRC Insurance Agency is a family business, built on decades of trust and inherited expertise. Our legacy began with life insurance, and our relationships continue to grow.

Licensed in Colorado & California

While our primary focus is the Colorado and California market, we also continue to serve a loyal client base in the California Bay Area through our affiliate office.

Contact Us for California Coverage »

Independent & Carrier-Connected

We work with leading insurance carriers to give you more options—without bias.

TESTIMONIALS

What Our Clients Say

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Ron answered all of my questions and gave me a quote quickly. Thanks Ron!

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Patricia W.

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Ron at GRC Insurance was great! Highly recommend!

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Shannon R.

Partnered with Leading Insurance Carriers

We proudly represent top-rated carriers, including:

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Serving Aurora & the Colorado Front Range

GRC Insurance Agency is based in Aurora, Colorado, and serves clients throughout the Denver Metro, Colorado Springs, Fort Collins, and surrounding areas. Whether you’re comparing plans in Highlands Ranch, seeking group insurance in Broomfield, or looking for personal coverage in Lakewood—we’re here to help.


Call 925-483-6774 for immediate assistance, or contact our Aurora office.

Office Hours: Monday – Friday, 9:00 AM – 5:00 PM MST

 We also offer virtual consultations by appointment.